General Liability

What is covered?

 All costs (including defense costs) that the University is legally obligated or responsible to pay as damages/losses for bodily injury, personal injury or property damage to others (third parties) arising out of the ownership, use of all premises and/or operations, and activities of the University.

Who is covered?

 The University of Lethbridge’s directors, officers, employees, volunteers while acting on behalf of the University as well as University of Lethbridge students while performing any duty or taking part in any activity which is considered as part of regular or supplemental studies or recreational activities connected with the University.  

What is not covered? (Additional exclusions may apply)

  • Worker’s Compensation
  • Ownership, use and operation of an Automobile
  • Aircraft Liability
  • Watercraft Liability
  • Property Owned or Occupied by or leased to the University
  • Fines and/or penalties
  • Employment practices
  • Nuclear activities
  • Intellectual Property
  • Pollution Liability
  • Willful, intentional or malicious acts
  • Employment related practices
  • War